A growing divide: How income inequality affects US homeownership rates

The debate about the future of housing finance in the US has been ongoing since the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac were put into conservatorship at the height of the 2008 Financial Crisis. A major flashpoint in the debate relates to the appropriate role of the government in housing finance.

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Bank programs seek to widen the path to Black homeownership

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Black Americans are paying more to own a home and falling further behind