The mirage of the Black middle class
Black Americans have been shut out of stability at every turn.
The Race Gap: Black || White
From birth to death, Black people face systemic disadvantages in American life more than 150 years after slavery was abolished.
What justice demands: Martin Luther King, Jr.’s vision of racial equality
In his famous “I Have a Dream” speech delivered on the steps of the Lincoln Memorial in 1963, Martin Luther King, Jr. described the racial realities of his day with characteristic force and eloquence.
Annual MLK event highlights racial injustices, calls for community action
This year’s YWCA Martin Luther King Jr. Commemoration may have been held virtually due to the COVID-19 pandemic, but that didn’t change the impact of the powerful message sent to the community: Injustice anywhere is a threat to justice everywhere.
US Homeowners Fight Racial Bias in Buy Contracts
When Rachel Rintelmann closed on her Washington-area home a few years ago, something caught her eye: a paragraph in her deed had been crossed out with a quick X, written in pen. It restricted who could “use or occupy” the house, allowing “no person of any race other (than) the Caucasian race”.
Redlining’s Legacy Of Inequality: Low Homeownership Rates, Less Equity For Black Households
A decades-old housing policy known as redlining has had a long-lasting effect on American society and the economic health of Black households in particular, according to a new report by Redfin real estate brokerage.
College student loans: another injustice for the Black community
One trillion four hundred billion dollars.
That’s how much students owe the federal government for college student loans.
It’s a curse.
The Great Real Estate Reset: Separate and unequal: Persistent residential segregation is sustaining racial and economic injustice in the U.S
Very few Americans live in neighborhoods that are affordable, green, close to jobs, and racially and economically integrated—to the point where it is a relatively common view that such communities are an idealistic or utopian vision rather than an achievable goal or national necessity. While most Americans agree that our economic system favors the powerful, there is no broad consensus from the white majority that integration is essential to make our country more fair. Racial integration without economic integration—also known as gentrification—has consumed the urbanist movement with controversy.
Stanford professor’s study finds gentrification disproportionately affects minorities
Disadvantaged residents from predominately Black neighborhoods have fewer options in face of gentrification.
This Is What Institutional Racism Actually Means
It's so much more than dirty looks and a nasty N-word. Institutional racism is a racial caste system that continues to elevate White while diminishing Black and everything else.
The impact of historical trauma on American Indian health equity
In this Special Feature, we draw from the work of experts on American Indian health inequities to highlight the unfair disparities this population faces as a result of historical trauma.
The unequal costs of Black homeownership — and how to fix them
Black homebuyers pay more mortgage interest, mortgage insurance premiums, and property taxes. A change to the way banks assess risk could help.
When Falling Behind on Rent Leads to Jail Time
Evictions in Arkansas can snowball from criminal charges to arrests to jail time because of a 119-year-old law that mostly impacts female, Black and low-income renters. Even prosecutors have called it unconstitutional.
How Race Affects Your Credit Score
Credit scores are supposed to be race-neutral. That's impossible. Blacks must make extraordinary efforts to overcome the discrimination.
America’s Refusal to Address the Roots of Violence
As I thought about writing this review, I imagined an opening paragraph summarizing the events of this summer’s nationwide protests against police violence.
What is Owed
If true justice and equality are ever to be achieved in the United States, the country must finally take seriously what it owes black Americans.
The Cost of Being Black: 33 Facts About the Wealth Gap and Racial Economic Justice
We at Money talk a lot about the power of compound interest. It’s the magical way your savings builds up exponentially — or compounds — as you stash away cash and earn interest on your interest, year after year.
The black-white economic divide is as wide as it was in 1968
14 charts show how deep the economic gap is and how little it has changed in decades. The covid-19 recession is also hitting black families and business owners far harder than whites.